Early Retirement

Retirement Planning

Retirement Planning

Retirement planning involves creating a financial plan to ensure you have enough income to support your lifestyle during your retirement years.

Where are you right now?

Where are you right now?

01.

Financial Diagnosis

You’re in the dark when it comes to knowing how long your finances will stretch to the lifestyle you want to live. You need an honest conversation on how to manage your finances to flip your life goals into reality. All clients start their LCH/WEALTH journey with our Financial Diagnosis and receive a lifetime cash flow model.

02.

Accelerator

You’ve got up to £250,000 worth of assets. You don’t need ongoing support from a financial planner, but you do want to get on top of your pensions and ISAs. For a flat, one-off fee, you get to start as you mean to go on. Plus, we deduct the cost of your Financial Diagnosis from your fee.

03.

Core

You’ve got over £250,000 worth of assets. We report back to you quarterly across the year after analysing your investments and carrying out end-of-year reviews. We do the leg work to ensure you’re on track with tax planning and have an up-to-date cash flow model available.

04.

TBC

You’ve got over £450,000 worth of assets. Along with the services we offer to our core clients, we also work alongside your accountant on more detailed tax calculations to avoid any nasty surprises. We offer guidance on pension carry forward and complex bond calculations.

05.

Wealth

Wealth clients typically have £1m+ in assets. As well as our TBC services, we’ll focus a lot of time on inheritance tax and estate planning to give you the reassurance you’re looking for in later years.

Since working with Lisa and the LCH Wealth team we have totally and positively changed our view on our financial position.

– Katherine

Early Retirement

Investing

Investing can help grow your wealth and achieve your financial goals. Let me guide you to make informed decisions and maximize your returns.